Privacy & Security Policy

1. Introduction

Welcome to Vitta Ganak (वित्त गणक) ("we," "our," or "the App"). We are committed to protecting your privacy and ensuring the security of any information you provide. This Privacy & Security Policy explains how we handle data when you use our Universal Financial Calculator web application.

2. Information We Collect

Vitta Ganak (वित्त गणक) is a client-side only web application. This means:

• No Personal Data Collection: We do not collect, store, or transmit any personal information such as your name, email address, phone number, or financial details.
• No Server-Side Processing: All calculations are performed entirely in your web browser. Your financial inputs never leave your device.
• No Account Required: You do not need to create an account or log in to use the calculator.
• No Cookies (from us): We do not set any first-party cookies. Third-party services (like Google AdSense) may use cookies as described below.

3. Third-Party Advertising (Google AdSense)

We use Google AdSense to display advertisements on this website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to this or other websites. Specifically:

• Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You may also opt out of third-party vendor cookies by visiting aboutads.info.

4. Data Security

We take the security of your data seriously:

• Client-Side Architecture: All financial computations run locally on your device. No sensitive data is ever sent to a server.
• No Data Storage: We do not store any user inputs or calculation results. When you close the browser tab, all data is gone.
• HTTPS: When deployed, the app is served over HTTPS to encrypt data in transit.
• No External APIs: The calculator does not call any external APIs for its core functionality, eliminating the risk of data interception.

5. Third-Party Links & Services

This app uses the following third-party libraries loaded via CDN:

• Tailwind CSS: For styling (loaded from cdn.tailwindcss.com)
• Chart.js: For rendering financial growth charts (loaded from cdn.jsdelivr.net)
• Google Fonts: For the Inter font family (loaded from fonts.googleapis.com)
• Google AdSense: For displaying advertisements

Each of these services has their own privacy policies. We recommend reviewing them for more information.

6. Children's Privacy

This application is designed for general financial education purposes. We do not knowingly collect any personal information from children under 13. Since no personal data is collected at all, children can safely use the calculator for educational purposes.

7. Disclaimer

The calculations provided by Vitta Ganak (वित्त गणक) are for informational and educational purposes only. They should not be construed as financial advice. Actual investment returns may vary. Always consult a qualified financial advisor before making investment decisions.

8. Changes to This Policy

We may update this Privacy & Security Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

9. Data Controller & Contact Information

If you have any questions or concerns regarding this Privacy & Security Policy, or wish to exercise any data privacy rights, you may contact the lead developer and data controller directly: